OpenAI has launched ChatGPT Wallet, allowing its Dots agents to move from product research to checkout. The initial test is limited to selected US ChatGPT Pro subscribers who are at least 18 and have a US-issued Visa, Mastercard or American Express card.
Before payment, the user sees the items, total and selected card, then authorizes the transaction through a security check such as Face ID or a fingerprint. The wallet passes a payment token rather than the underlying card number to the transaction, so neither the agent nor the merchant receives the stored card details. The merchant still gets the shipping and contact information needed to fulfill the order.
Customers retain ordinary card rewards and dispute protections, according to OpenAI. Future controls are expected to include limits by amount, category or time period, which could let users pre-approve a narrower class of purchases. Those more autonomous rules are plans, not part of the initial release.
Retail support is a practical constraint. Amazon and some other businesses block automated shopping agents, while OpenAI is publishing guidance for merchants that choose to accept them. The limited rollout gives the company room to test whether explicit approval and tokenized payment are enough to make agent-led checkout useful without surrendering final purchasing control.